Capital Calculator

Your Raise

Total Customer Capital raised:

Things to Factor

Credits redeemed at 6 months 35%

Your Cost of Goods Sold 40%

Your Customer Capital

Capital in hand

$31,600

from $50,000 raised

63%

of total raised

Capital in hand

$44,000

after 12% NuMarket fee

Credit fulfillment cost

$8,400

35% redeemed x 40% COGS

See your numbers

Understand the impact of Customer Capital on your business. Two quick things first.

Where are you in the process?

I want to go live on NuMarket

Ready to get capital from my customers

I'm weighing my options

Comparing NuMarket to loans or other capital sources

Someone shared this with me

Just exploring what NuMarket is

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Your Raise

Total Customer Capital raised:

Things to Factor

Credits redeemed at 6 months 35%

0%100%

NuMarket average: 30–35%

Your Cost of Goods Sold 40%

10%90%

Your Customer Capital

Capital in hand

—

of total raised

Capital in hand

—

after 12% NuMarket fee

Credit fulfillment cost

—

How your raise breaks down

12% fee

Capital in hand

12% NuMarket fee

Credit fulfillment cost

Beyond the capital

Credits turn your customers into true Regulars Credits unlock over 6 months — so your Regulars keep coming back, and you fulfill steadily instead of all at once.

You're paying back your best customers — not a bank No cash out of pocket. You fulfill credits with goods and services when Regulars return. Your cost is your COGS — not cash, not interest.

Credits keep working for you Credits give Regulars a reason to spend more per visit, not just return more often. That's more revenue on top of the capital you already have in hand.

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